For
Buyers
Buying a home is an exciting time in one's
life. Making the smart move of choosing a REALTOR® is
your first step to ensuring that your new home and community
meets your needs. My services and experience range from financial
aid to helping you find the home that best suits you and your
family. For your convenience, I also provide listings by email.
I pride myself on repeat business and hope you'll come to
understand why.
How I Can Help
Before you start looking
Closing Costs
As Your Agent, I Will:
- Assure
that you see all the properties in the area that meet your
criteria.
-
Guide you through the entire home buying process, from finding
homes to look at, to getting the best financing.
-
Make sure you don't pay too much for your new home and help
you avoid costly mistakes.
-
Answer all of your questions about the local market area,
including schools, neighborhoods, the local economy, and
more.
Before
You Start Looking For Your New Home:
- Check
your credit
rating. Straighten out any errors before its too late.
- Determine
a comfortable monthly budget for your new purchase, including
down payment and monthly payment.
-
Find a loan program that meets your needs and get pre-qualified
(preferably pre-approved).
-
Choose a REALTOR® that you trust and who understands
your needs.
-
Determine what neighborhood best matches your needs.
-
Identify important features you need your new home to have.
Closing Costs to Expect:
- Lender
fees include charges for loan processing, underwriting,
preparation and establishing an escrow account.
- Third-party
fees include charges for insurance, title search, and
other inspections such as termites.
- Government
fees include deed recording and state & local mortgage
taxes.
- Escrow
and interest fees include homeowner's insurance, loan
interest, real estate taxes, and occasionally private mortgage
insurance.
Find
out how much your closing costs could be.
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